About Walking to FIRE

Walking to FIRE is a Personal Finance, Financial Independence, and “Discovering The Life I want to Live” blog of a disabled millennial New Yorker. Looking for tips and tricks on living well with smaller budgets in a big city? Want to explore “value spending”? Have Chronic Illnesses but believe Financial Independence is a possibility anyways? You’re in the right place!

Having gone through multiple bouts of medical crises in my 20’s including Brain Surgery and Rheumatoid Arthritis, I have been keenly aware of the fragility of the human body and life, especially pertaining to our ability to work and make a living. There is a Japanese saying, things that happen twice will happen a third. After my diagnosis of Rheumatoid Arthritis in summer of 2017, I knew I had to set myself up for the next medical crisis.

I joined the Personal Finance community in February 2018, and have found amazing community of people who have helped me to go from just saving to growing. I’ve been largely a consumer of resources, information, and advice for the past year, but I decided it’s about time I start having a blog of my own to share my journey!

2017~2019 Net Worth

In June, 2019, I quit my full-time job and became a full-time freelancer, after realizing that I have an actual shot at making a full-time income from my side hustles.

Read more about my Money Journey in The Origin of “Zero”!

Call Me Zero!

I didn’t put much thought into my username (I was just so eager to join the Twitter community and needed a username), but the alias has stuck. You can find me on Twitter at Zero2FIRE.


There may be links on this blog which are affiliate links. This means that by you clicking on the links or signing up to the product or website, I may get a small commission. Not all links generate a commission, and I only provide links to products and services that I use and think will be beneficial for my visitors.

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